贷款
了解你的学生贷款选择
You may apply for a range of student loans — borrowed funds that must be repaid, with interest — to help finance your Mary education. You can learn more about the various types of loans on this page.
To apply for federal and some private loans, complete the 免费申请 联邦学生资助 (FAFSA)形式.
联邦直接学生贷款
美国.S. 教育部 offers eligible students at participating schools 直接资助贷款 and 直接无补贴贷款.
直接资助贷款
- 直接资助贷款 are available to undergraduate students with financial need.
- 美国niversity of Mary 金融援助 Office will determine how much you can borrow based on the results of your FAFSA application.
- 美国.S. 教育部 pays the interest on a Direct Subsidized Loan
- while you're in school at least half-time (6 credits);
- for the first six months after you leave school (referred to as a grace period); and
- during a period of 延期 (a postponement of loan payments).
- 你的贷款人是美国.S. 教育部.
直接无补贴贷款
- 直接无补贴贷款 are available to undergraduate and graduate students.
- There is no requirement to demonstrate financial need.
- Borrowers are responsible for paying the interest on a Direct Unsubsidized Loan during all periods.
- If you choose not to pay the interest while you are in school and during periods of grace, 延期, 或宽容, your interest will accumulate and be capitalized (interest will be added to the principal amount of your loan).
联邦直接贷款资源
直接PLUS贷款
直接PLUS贷款 are federal loans available to parents of dependent undergraduate students and to graduate or professional students.
联邦PLUS贷款资源
家长PLUS贷款
- The parent is the borrower and responsible for the repayment of principal and Interest.
- The parent borrower must not have an adverse credit history. 如果家长PLUS贷款被拒绝, the student may qualify for additional Direct Unsubsidized Loan Funds.
- Repayment begins 60 days after the final disbursement.
- The dependent student must be enrolled at least half-time (6 credits).
- 经济需求不是必需的.
毕业生加分贷款
- Graduate students may apply for these loans when all other student loan eligibility has been exhausted.
- The student must be enrolled at least half-time.
- Repayment will begin 60 days after the final disbursement.
- 学生必须满足所有贷款要求.
